It will almost certainly be better than last year! Despite the fact that the ASX200 index rose in each of the last four months of the year, it still finished down by 24% for the year as a whole. This was its second successive down year, with the index having fallen by 17% in 2007/08. This is the biggest one-year loss since 1982, and the worst two-year performance for more than 70 years. As a result, most superannuation (and other) investors have lost a good deal of money for two years in a row